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Search FHA Approved homes in the Lehigh Valley. Now you can browse FHA homes for sale in Allentown, Bethlehem, Easton, and all over the Greater Lehigh Valley. Apply for a low down, FHA Home Loan Today! Just call/text our FHA homebuyer hotline at 610-533-4549
FHA Home Loans are not just for first time buyers. Anyone who does not currently have an FHA Mortgage, may qualify. FHA loans feature a 3.5% down payment, lower interest rates, and are much easier to qualify for than a conventional mortgage! Call/Text our FHA Hotline 610-533-4549 for Free Info!
Which homes qualify for FHA loans?
Most homes can or will qualify for an FHA mortgage. It’s all about the condition of the home. If everything is functional, safe, and working properly, chances are the home will qualify for FHA.
In many cases the home might require minor repairs such as handrails, chipped or peeling paint on porches to be painted, and any obvious safety concerns to be corrected.
A home can be very dated, needing only lots of cosmetic updates and still easily qualify for an FHA mortgage.
There are certain instances when a home would not qualify, for example if it’s a real fixer-upper, has issues with well and septic, and certain other rare instances. A good real estate agent will Be able to view a property and let you know if I can qualify or not.
Questions on whether a property qualifies? Give us a call or text at 610-533-4549.
How do I qualify for an FHA mortgage?
And FHA mortgage is simply a government insured mortgage, designed to make the homebuying process easier. You don’t have to be a first time home buyer, you just cannot have a current active FHA mortgage in your name.
FHA mortgages are some of the easiest to qualify for. If you have a consistent two year work history, acceptable credit scores typically 620 or higher, it’s actually very easy to qualify!
FHA home loans offered a minimum of 3 1/2% down payment, very low interest rates, and they are very flexible with your credit and your debt ratios.
To see if you qualify for an FHA mortgage, give us a call or text us at 610-533-4549